以个人（某一领域/商业形势的）价值发行通证（token）募集资金并按约定专项使用甚至在区块链技术应用之前就已经得到了成功实践。通过去中心化区块链系统发行个人通证（智能合约）更具有过程透明、利益分享简便、（转售）价值流转灵活、通证可附加权益性条款等技术优势，因而发展成为区块链技术落地应用的一个重要方向。

近日，硅谷区块链领域创业者Alex Masmej自称受疫情经济影响个人收入下降，但通过成功通过个人通证"$ALEX"发行募资2万美金专门支持他未来的创业项目，并通过智能合约保证其未来三年收入的15%将会反馈给该通证持有者。Alex进一步指出，经济低迷时期这种人力资本通证化募资从而支持创业项目发展的模式将会迎来高速发展。

• Crypto entrepreneur Alex Masmej has sold $20,000 worth of personal tokens on the Ethereum network to fund his next venture
• Holders of $ALEX will collectively receive 15% of Masmej’s income in the next three years and will be able to trade their tokens on Uniswap
• According to Masmej, the model of personal tokens will grow considerably in the near future as people are impacted by the coronavirus and look for new ways to raise funds.

Ref: https://www.theblockcrypto.com/post/61699/this-crypto-entrepreneur-just-sold-20000-worth-of-personal-tokens-on-ethereum